So I just bought a 2020 Camry LE over the weekend. Someone at school just freaking scratched it. I have the police report.
My deductible is $1000, should I even bother to file a claim? No dent just scratched out the paint. I don't want my insurance to go up.
Is it required to report to the insurance company? I am not at fault
Take it to a shop and find out what they would charge to fix it, so you'll know whether it's worth filing a claim or not.
Whether you get the insurance to pay or or not, get some color-matched touch up paint. White cars are relatively easy to touch up.
With a $1000 deductable you're probably not going to get anywhere with the insurance company. So you may fix it yourself.
Unfortunately the world is full of ignorant, inconsiderate boobs that think nothing of opening their doors into your car so over time, you will get more of them.
Take your Vin number to a place like Auto zone and get the Dupli-color scratch touch of paint for your car. Follow the direction, take your time and you will be able to fix it.
They have a paint pencil thing and pray paint.
Great questions for your insurance agent
That's more of an impact than a scratch.
If you don't want your premium to increase, I'd handle it out of pocket.
