Scotty, I flip cars from salvage auctions in Texas and I have noticed more and more cars coming in with very minor hail damage deemed total loss by insurance companies. Texas decided to provide clean titles for cars damaged by hail only in the last few years and since with the hot car market now, I am worried perfectly good cars are being taken from hard working people and sold for profit at auctions with clean title. I recently bought a 2018 Camry SE with 40K miles with $9000 in estimated repairs at the auction. The amount of hail damage is very minor so the $9000 figure is suspect. When I reached out to the owner, she was "devastated" after losing such a good car. What bothers me greatly also is I fix these cars myself with paintless dent repair and when I contact the insurance companies and ask them to provide me details on why the car was reported as a total loss when it did not meet the state threshold for totaling and if they will consider reviewing the car after paintless dent repairs were done and undoing the total loss reporting, they "will not discuss the claim with anyone but the party involved in the claim". You know what is even worse ? Twice now I have had these cars accepted and insured fully without restrictions by the very same company that "totaled" it.

I have wondered if insurance companies are selling these perfectly good cars in this hot car market, are there grounds for a lawsuit from the people who lost the car ?