I have a 2019 GMC Acadia SLT with, Leather interior, six-cylinder, with all the bells, and whistles. Very nice care.
I owe around 14,000. We paid less than $30K. Very low mileage gently used from CarMax. The care has around 40k on it.
It was involved in an accident where the side airbags were deployed due to a collation that damaged the right rear quarter panel and rear right wheel.
An equivalent replacement is priced upwards of 40K plus.
Should I push the insurance company to allow me to have the car repaired? They haven't given me my final answer or settlement.
You need to get your appraisal first and see what the repair is valued at. You may wish to have this done independently by a shop of your choosing.
First of all see what the insurance company will offer you for the car if they total it. In this market people are using values from places like Carmax etc. to show the insurance company what they would have to pay for a replacement right now and to show the insurance company offer is not realistic (in cases which insurance is not offering a fair value). So this is one step you can try.
Another thing (I have not experienced this in the U.S. so not sure what the prices are here) is that repairing deployed airbags are not cheap and is not an easy job. For example I know in Australia a fair number of folks with Toyota that put heavy duty bumpers on them disable their airbags so when they hit something (usually a kangaroo) don't end up with the trouble of deployed airbags. Just something to consider before you decide to move forward with repairing it.
